Credit Card Number Scam

                                                      

                                                              Getting Visa card numbers is as easy as simply searching for credit card number generator downloads, free hacked credit card numbers, or hacked credit card number generators. It is important for us all to be aware of different credit card scams and how to better protect ourselves.

The following is one such Visa and mastercard telephone credit card scam that is currently circulating. By understanding how the Visa and Mastercard telephone credit card scam works, you'll be better prepared to protect yourself. Those con artists get more creative every day.

The credit card scam works like this: The person calling says, "This is , and I'm calling fromthe Security and Fraud Department at Visa. My Badge number is12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your Visa card which was issued by bank. Did you purchase an Anti-Telemarketing Device for $497.99 from a marketing company based in Arizona ?"

 

When you say "No," the caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching, and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address). Is that correct?" You say "yes."

The caller continues ... "I will be starting a fraud investigation. If you have any questions, you should call the 1-800 number listed on the back of your card (1-800-Visa) and ask for Security. You will need to refer to this Control number." The caller then gives you a 6-digit number. "Do you need me to read it again?"

Here's the IMPORTANT part on how the scam works. The caller then says that he needs to verify they you are in possession of your card. He'll ask you to "turn your card over and look for some numbers. There are 7 numbers--the first 4 are the last 4 digits of your card number, the next 3 are the 'Security Numbers' that verify you are in possession of the card. These are the numbers you use to make Internet purchases to prove you have the card. Read me the 3 numbers."

 

After you tell the caller the 3 numbers, he'll say, "That is correct. I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?" After you say "No," the caller then thanks you and states, "Don't hesitate to call back if you do," and hangs up. You actually say very little, and they never ask for or tell you the card number.

The Real Visa Security Department says this is definitely a scam, and within the 15 minutes of your receiving the call, a new purchase of $497.99 will be charged to your card. What the scammers want is the 3-digit PIN number on the back of the card. Don't give it to them. Instead, tell them you'll call Visa or MasterCard direct.

The real Visa says that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3-digit PIN Number, you think you're receiving a credit. However, by the time you get your statement, you'll see charges for purchases you didn't make, and by then it's almost too late and/or harder to actually file a fraud report.

If you fall victim to this scam, call the police and Visa or Martercard immediately. Remember getting a visa number is as easy as searching for credit card number generator downloads or free hacked credit card numbers on a major search engine.

Posted in: Internet